Firm, Company, or Court
Standing Chapter 12 and 13 Trustee, MDTN

Education
Vanderbilt University, 1973

Juris Doctor
George Washington University, 1976

Bar Admissions
Tennessee, 1976

Court Admissions (and Year)
U.S. District Court for the Middle District of Tennessee, 1976
U.S. Court of Appeals for the Sixth Circuit, 1976
Supreme Court of the United States, 1980
U.S. Court of Appeals for the Eighth Circuit, 2007
U.S. District Court for the Eastern District of Tennessee, 2009
U.S. Court of Appeals for the Ninth Circuit, 2011

Professional Memberships & Activities
Certified as specialist in Consumer Bankruptcy Law by the American Board of Certification
Fellow, American College of Bankruptcy
National Association of Chapter Thirteen Trustee (NACTT), member, 1982 – present; board member, 1988-1995; president, 1990-1991; chairman
Legislative and Legal Committee, 1992 – present
NACTT Academy for Consumer Bankruptcy Education, founding board member 2007 – present
ABI Consumer Bankruptcy Commission – commissioner
Advanced Consumer Bankruptcy Practice Institute, founding board member
Faculty Member  Mid-South Commercial Law Institute  • Board of Directors, 1997-2001, 2007-2010
Member, National Association of Consumer Bankruptcy Attorneys (NACBA)
Member, Advisory Council, Wine and Spirit Wholesalers of America
Master Member, Harry Phillips American Inn of Court
Member, American Bar Association (ABA)
Member, American Bankruptcy Institute (ABI)
Member, Nashville Bar Association
Member, Nashville Bar Foundation

Bankruptcy Practice and Procedure

Accolades & Distinctions
Bauer Dunlap Award, Lifetime Achievement Award for Contribution to the Arts, The Circle Players, Inc. Past Presidential Award (1990-1991), NACTT (1993) Outstanding Education Award, NACTT (1998) Tireless Time & Effort Award, NACTT (2000, 2005) Distinguished Service Award, NACTT (2001,2002) Achievement Award for ACBPI, NACTT (2003) Best Lawyers in Nashville, Nashville Post (2003) Distinguished Service Award, ABI Board of Directors (2005) Outstanding Service Award, Mid-South Commercial Law Institute (2005-2010) Dedicated Service Award, Board of Directors – American Board of Certification (2007) Award of Excellence for Appearance in front of the House Committee on the Judiciary Subcommittee on Commercial & Administrative Law, NACTT (2011)

Publications
Attorney’s Guide to Chapter 13 Under the Bankruptcy Code, Norton Bankruptcy Law and    Practice Monograph 1984 – No. 1, Callaghan, 1984  Norton Annual Survey of Bankruptcy Law 1986, Callaghan, 1986 (co-author)  Norton Bankruptcy Law Advisor  – Consumer Bankruptcy Amendments, January 1995,  Clark, Boardman, Callaghan  NACTT Academy – Contributing Editor, Critical Case Comments (on-line)  NACTT Quarterly – Case Notes Editor, 1987-2014  Contributing Editor, 1993-1997  Editor, 1986-1987  The American Bankruptcy Law Journal – Impact of the Bankruptcy Abuse Prevention  and Consumer Protection Act of 2005 on Chapter 13 Trustees, 79 Am. Bankr. L. J. 373 (2005)  ABI Law Review – Getting Noticed: The New Notice Requirements of Section 342,  13 Am. Bankr. Inst. L. Rev. 533 (2005)  ABI Journal, Contributing Editor  • Behind the Curtain: The Chapter 13 Trustee’s Percentage Fee, Am. Bankr. Inst. J. Dec. 2014, at 24  • A Chapter 13 Trustee’s Duty to Object to Claims: An Obligation to Bring  Fairness to the System, Am. Bankr. Inst. J. Nov. 2012, at 40  • Hijacked or Ransomed: Trustees Cope With a Confusing Decision, Am. Bankr. Inst. J. Mar. 2011, at 38  • The Standing Trustee and the Small Business Bankruptcy, Am. Bankr. Inst. J.   Mar. 2010, at 32  • HAMP and Your Chapter 13 Practice, Am. Bankr. Inst. J. Feb. 2010, at 74  • A Chapter 13 Trustees’ Obligation to Review Claims, Am. Bankr. Inst. J.  Sept. 2009, at 38  • In re Reilly: A Tale of Two Exemptions, Am. Bankr. Inst. J. June 2009, at 12  • Won’t You Come Home George Bailey: Best Practices for a Troubled Mortgage  Service Industry, Am. Bankr. Inst. J. Apr. 2008, at 10  • Let’s Remove Special Bankruptcy Protection for Subprime Mortgages, Am. Bankr. Inst. J. Sept. 2007, at 14  • Unintended Consequences: BAPCPA and the New Disposable Income Test,  Am. Bankr. Inst. J. Mar. 2006, at 14  • Consolidating Creditor Data in Chapter 13 Cases: A Project for Tomorrow  Realized Today, Am. Bankr. Inst. J. Sept. 2004, at 10  • The Sad State of Mortgage Service Providers, Am. Bankr. Inst. J. Sept. 2003, at 10  • Toward a More Perfect Plan, Am. Bankr. Inst. J. Feb. 2003, at 10  • The Debtor and the Blown Engine: Plan Flexibility in Light of Nolan v.   Chrysler Financial Services, Am. Bankr. Inst. J. Aug. 2001, at 18  • Bankruptcy Reform in the 107th Congress: Déja Vu All Over Again, Am. Bankr. Inst. J. Feb. 2001, at 14  • Charitable Contributions and Disposable Income, Am. Bankr. Inst. J. Apr. 2000, at 8

Significant Cases
Freeman v. Schulman, 86 F.3d 478 (6th Cir. 1996) Brown-Forman Corporation v. Tennessee Alcoholic Beverage Commission, 883 F.2d 504 Buren and Hildebrand v. The Social Security Administration, 725 F.2d 1080 (6th Cir. 1984) In re Brogden, 274 B.R. 287 (Bankr. M.D. Tenn. 2001) I.R.S. v. Hildebrand, 245 B.R. 287 (M.D. Tenn. 2000) In re Bennett, 278 B.R. 764 (Bankr. M.D. Tenn. 2001) In re Thomas, 395 B.R. 914 (6th Cir. BAP 2008) In re Darrohn, 615 F.3d 470 (6th Cir. 2010) In re Petro, 395 B.R. 369 (6th Cir. BAP 2008) In re Clemmons, 151 B.R. 860 (Bankr. M.D. Tenn. 1993) In re Mitchell, 379 B.R. 131 (Bankr. M.D. Tenn. 2007) In re Barbutes, 436 B.R. 518 (Bankr. M.D. Tenn. 2010) In re Cannon, 376 B.R. 847 (Bankr. M.D. Tenn. 2006) In re Hamilton, 493 B.R. 31 (Bankr. M.D. Tenn. 2013) In re Kimbro, 389 B.R. 518 (6th Cir. 2008) In re Puckett, 60 B.R. 223 (Bankr. M.D. Tenn. 1986) In re Owens, 36 B.R. 661 (Bankr. M.D. Tenn. 1984) In re Chriss-Price, 376 B.R. 648 (Bankr. M.D. Tenn. 2006) In re Arnolds, 376 B.R. 652 (Bankr. M.D. Tenn. 2007) In re Lewis, 376 B.R. 849 (Bankr. M.D. Tenn. 2007) In re Murray, 199 B.R. 165 (Bankr. M.D. Tenn. 1996) Amicus Author in: U. S. v. Carroll, 667 F.3d 742 (6th Cir. 2012) In re Scholz, 699 F.3d 1167 (9th Cir. 2012) In re Morgan, 573 F.3d 615 (8th Cir. 2009) Harris v. Viegelahn, No. 14-400 (S. Ct.) United Student Aid Fund, Inc. v. Espinosa, 599 U.S. 260 (2010) Till v. SCS Credit Corp., 541 U.S. 465 (2004) Associates Commercial Corp. v. Rash, 520 U.S. 953 (1997) Nobelman v. American Savings Bank, 508 U.S. 324 (1993)

CLE Presentations
Advanced Consumer Bankruptcy Practice Institutes  • Nashville, TN – February 2015  • Austin, TX – November 2013  • Oakland, CA – April 2013  • Kansas City, MO – February 2013  • Pittsburgh, PA – October, 2012  • Little Rock, AR – April 2012  • Atlanta, GA – February 2012  • Anaheim, CA – August 2011  • Grapevine, TX – July 2010    Harry Phillips American Inn of Court Presentations  • Trial of Susan B. Anthony – May 2014  • State v. Cooper:  Murder of Edward Carmack – March 2013  • Andersonville War Crimes – May 2012  • A Guide to the Second Amendment: The Practical Implications of   Heller v. District of Columbia and McDonald v. City of Chicago – May 2011  • Lincoln, The Lawyer – May 2010  • Chicago White Sox:  Winning the Battle but Losing the War – May 2009      NACTT Annual Seminar Presentations (Chapter 13 Case Law Updates)  • Chicago, IL – July 2014  • New York, NY – August 2013  • New Orleans, LA – July 2012  • Anaheim, CA – August 2011  • Grapevine, TX – July 2010  • Boston, MA – July 2009  • San Francisco, CA – July 2008      Norton Institutes on Bankruptcy Law – Park City, UT  (Recent Developments in Chapter 13 Case Law)  • February 2015  • February 2014  • February 2013    Northern California Bankruptcy Conferences – Sacramento, CA (Chapter 13 Case Law Updates)  • February 2015  • February 2013    Northwestern Bankruptcy Institute – Seattle, WA (Chapter 13 Recent Developments)  • April 2014    Caribbean Insolvency Symposiums – San Juan, PR (Chapter 13 – Updates and Developments)  • February 2014  • February 2012  • February 2010    Central NY/Capital Region Bankruptcy Conference – Cooperstown, NY   (Consumer Case Law Updates)  • November 2012

In the Media
• Fox Business News article – May 2013  “Chapter 13 Bankruptcy – How it Works”  • USA Today article – December 2011  “Reform Has Made Filing Bankruptcy More Costly”  • NRP – All Things Considered  “Supreme Court Rules in Student Loan Debt Case”  • Nashville Business Journal article – April 2008  “Nashville Bankruptcy Trustee Starts New Program to Help Financially  Ailing Homeowners”  • ABA Journal – January 2007  “Strange New World”  • In These Times – June 2006  “Bankruptcy Law in Shambles”  • ABC News article – October 2004  “Mentally Disabled Hurt by Easy Credit?”  • Bankrate.com’s Guide to Consolidating Your Debt article – September 2004  “Coming Back From the Black Hole (of Bankruptcy)”

Other
December 2009 – Testimony before the House Subcommittee and Administrative  Law – Washington, D.C.    “Home Foreclosures:  Will Voluntary Mortgage Modification Help Families Save  Their Homes? Part II”  • December 2006 – Testimony before the Senate Committee on the Judiciary Subcommittee on Administrative Oversight and the Courts – Washington, D.C.  “Oversight of the Implementation of the Bankruptcy Abuse Prevention Act”  • March 1999 – Testimony before the House Subcommittee on Commercial and Administrative Law – Washington, D.C.  “The Impact of HR 833 on the Consumer Bankruptcy System”